By purchasing, accepting or using a Card, you agree to be bound by the Terms and Conditions contained in this Agreement as it may be amended from time to time.

You further agree that you are bound by this Agreement if you use any services at swiperupee.

Please read this Agreement about Returns & Refunds carefully and keep it for future reference. The current version of these Terms and Conditions can be found on swiperupee's website

It is open for all to view these Terms and Conditions

Terms of Cancellation Policy

A) Cancellation Charges:
Our cancellation policy purely works on settlement schedule. irrespective of payment priority, we charge 2% flat cancellation charges, when you use our services as registered user.

B) Cancellation Terms:
Cancellation is only possible if payment settlement from our payment gateway / bank has not taken place.
Once the settlement has been initiated by our Bankers / Online Payment system, we will not be able to cancel the transaction request.

Terms of Refund Policy

Rules for refund and claims

Claims will be settled and refund will be automated within 3 working days of the transaction cancellation. Maximum 3 working days is the time frame for the user initiated refund claims.

In case of system failure or any technical error, automated refund will be initiated by system itself and amount will be credited within 3 working day (As per bank).

In worst to worst if you face any problem in getting refund, please share a request on . we will surely attend your concerns within shortest possible time.


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